.hero{background:var(--navy);padding:96px 0 80px;position:relative;overflow:hidden}.hero:after{content:"";pointer-events:none;background:radial-gradient(at 70%,#c49a3c0f 0%,#0000 65%);position:absolute;inset:0}.promise-bar{border-top:1px solid #c49a3c33;margin-top:36px;padding-top:32px}.promise-text{color:#fff9;font-family:Cormorant Garamond,serif;font-size:18px;font-style:italic;line-height:1.5}.two-col{grid-template-columns:1fr 1fr;align-items:start;gap:60px;display:grid}.three-col{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.card{background:var(--white);border:1px solid var(--border-light);border-radius:var(--radius-lg);padding:28px}.card.gold-top{border-top:2px solid var(--gold)}.card-icon{border-radius:var(--radius);background:var(--gold-pale);justify-content:center;align-items:center;width:42px;height:42px;margin-bottom:16px;display:flex}.steps{margin-top:40px}.step{border-bottom:1px solid var(--border-light);grid-template-columns:56px 1fr;gap:0;padding:20px 0;display:grid}.step:last-child{border-bottom:none}.step-num{color:#0d1b2a2e;padding-top:2px;font-family:Cormorant Garamond,serif;font-size:30px;font-weight:400;line-height:1.1}.step-text h4{color:var(--ink);margin-bottom:5px;font-size:14px;font-weight:500}.step-text p{color:var(--ink-mid);font-size:14px;line-height:1.7}.cta-band h2{font-size:36px}.cta-band p{color:#ffffff8c;max-width:520px;margin-bottom:28px;margin-left:auto;margin-right:auto;font-size:15px}@media (max-width:768px){.two-col,.three-col{grid-template-columns:1fr}}.mid-cta-band{background:var(--navy-mid);padding:40px 0}.mid-cta-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:32px;max-width:1060px;margin:0 auto;padding:0 40px;display:flex}.mid-cta-text p{color:#ffffffbf;margin:0;font-size:15px}.mid-cta-text strong{color:#fff}@media (max-width:900px){.mid-cta-inner{flex-direction:column;padding:0 20px}}